Financial planning

Financial planning involves looking at a client’s overall financial situation and advising them on how to achieve their short and long-term financial goals. This might include putting a plan together to help them manage their cash flow better, pay off their mortgage faster, and reduce interest costs.  It could also include a plan to grow their investments and save for retirement and a child’s education.  

Your financial planner may also work with your other advisers like your insurance broker, accountant, and lawyer to make sure all your financial affairs are aligned and working together to meet your financial goals.

Financial planning might seem like an extra cost, but it’s an investment in your financial future. We can help you save money by finding smart ways to grow your wealth, reduce debt.  Depending on the type of advice you get, this can ultimately reduce unnecessary expenses (e.g. debt interest costs) and lead to higher retirement savings, making the service well worth it in the long run.

Financial planning might seem like an extra cost, but it’s an investment in your financial future. We can help you save money by finding smart ways to grow your wealth, reduce debt.  Depending on the type of advice you get, this can ultimately reduce unnecessary expenses (e.g. debt interest costs) and lead to higher retirement savings, making the service well worth it in the long run.

We are regulated by the New Zealand Financial Markets Authority (FMA) which regulates financial advisers and financial planners in NZ including the businesses they work for.  We abide by the Code of Professional Conduct for Financial Advice Services and take these responsibilities seriously. 

Our Founder & Senior Financial Adviser, Simon Clarke, is a qualified and registered Financial Adviser and unlike most other financial advisers and planners, has gained a Bachelor of Commerce degree in Finance from the University of Otago.  He brings approximately 20 years of experience in managing money, investments, and financial risk for banks and large corporates both in New Zealand and overseas (please see our About page for further details).

We are dedicated to helping you succeed. We’ll always be transparent about our recommendations and fees and make sure you understand every step we take to grow and protect your finances.  Any money you may decide to invest as a result of our recommendations will be held by the investment provider’s custodian which is completely separate from NZ Wealth Planning.

While you may decide to manage your investments, a financial planner can provide a second opinion and brings a depth of knowledge and a fresh perspective on a range of financial matters, in addition to investments, to optimise your wealth journey. This includes cash management, debt management, child education planning and retirement savings and income planning.. We can spot opportunities you might miss and tailor strategies that align perfectly with your goals.  

Absolutely! Financial planning isn’t just about numbers and the financial benefits; it’s about peace of mind and achieving your dreams. Financial planning helps you reach your financial milestones and build a secure future for you and your family.